:root{--navy:#14324a;--teal:#0f7c86;--teal-dark:#0b5f67;--mint:#7fd8cf;--amber:#e0812b;--amber-dark:#c76d1d;--ink:#22303c;--muted:#51616e;--tint:#f3f6f7;--line:#dde4e8;--white:#fff;--sans:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;--serif:"Source Serif 4",Georgia,serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;background:var(--white);color:var(--ink);font:400 18px/1.6 var(--sans);-webkit-text-size-adjust:100%}
a{color:var(--teal-dark)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.25}
.container{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
.header{position:sticky;top:0;z-index:10;background:var(--white);box-shadow:0 1px 8px rgba(20,50,74,.12)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:12px 24px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px}
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--teal)}
.mark{width:34px;height:34px;flex:none}
.wordmark{font:600 21px/1 var(--serif);color:var(--navy);white-space:nowrap}
.wordmark b{font-weight:700}
.nav__links{display:flex;flex-wrap:wrap;gap:6px 24px}
.nav__links a{color:var(--ink);text-decoration:none;font-size:17px}
.nav__links a:hover{color:var(--teal-dark);text-decoration:underline}
.hero{background:linear-gradient(135deg,#102a40 0%,#14425a 55%,#0f6b75 100%);color:var(--white);text-align:center;padding:64px 0 72px}
.hero__logo{display:inline-block;color:var(--teal);margin-bottom:16px}
.hero__logo .mark{width:56px;height:56px}
.hero h1{margin:0 0 10px;color:var(--white);font-size:46px}
.hero__sub{margin:0 0 40px;font-size:21px;color:#e4eef1}
.hero__features{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:left}
.feature{display:flex;gap:12px;align-items:flex-start}
.check{width:26px;height:26px;flex:none;color:var(--teal);margin-top:3px}
.feature strong{display:block;font-size:18px;line-height:1.3;margin-bottom:4px}
.feature span{display:block;font-size:16px;line-height:1.4;color:#d9e6ea}
.band{background:var(--tint);padding:56px 0}
.band__content{max-width:720px;text-align:center}
.band h2{margin:0 0 14px;font-size:32px}
.band p{margin:0 0 24px;color:var(--muted)}
.cta{display:inline-block;background:var(--amber-dark);color:var(--white);font-weight:700;padding:13px 28px;border-radius:8px;text-decoration:none}
.cta:hover{background:#ad5e17}
.topics{padding:64px 0 72px}
.section-header{text-align:center;margin-bottom:36px}
.section-header h2{margin:0 0 8px;font-size:34px}
.section-header p{margin:0;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:1px solid var(--line);border-top:4px solid var(--teal);border-radius:8px;padding:22px 24px;background:var(--white)}
.card h3{margin:0 0 8px;font-size:21px}
.card p{margin:0;font-size:17px;color:var(--muted)}
.legal{padding:44px 0 64px}
.legal .container{max-width:820px}
.legal h1{font-size:38px;margin:0 0 14px}
.legal h2{font-size:25px;margin:32px 0 8px}
.legal h3{font-size:20px;margin:20px 0 6px}
.legal p{margin:0 0 12px}
.legal ul{margin:0 0 14px;padding-left:24px}
.legal li{margin-bottom:4px}
.meta{color:var(--muted)}
.footer{background:var(--navy);color:#e8eef2;padding:44px 0 32px;font-size:16px}
.footer a{color:#fff}
.footer__links{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 24px;margin-bottom:24px}
.footer__links a{text-decoration:none;font-weight:600}
.footer__links a:hover{text-decoration:underline}
.footer__info{text-align:center;margin:0 0 24px;overflow-wrap:anywhere}
.footer hr{border:0;border-top:1px solid rgba(255,255,255,.22);margin:0 0 20px}
.footer__copy{text-align:center;margin:0 0 18px}
.footer__fine{max-width:760px;margin:0 auto;text-align:center;font-size:14px;line-height:1.55;color:#c9d6de}
.footer__fine p{margin:0 0 12px}
.footer__fine b{color:#e8eef2;font-weight:600}
@media (max-width:820px){
.hero{padding:44px 0 52px}
.hero h1{font-size:34px}
.hero__sub{margin-bottom:28px}
.hero__features,.grid{grid-template-columns:1fr}
.band h2,.section-header h2{font-size:28px}
.legal h1{font-size:32px}
}